# The Weekend Investor > Your wealth should buy back your time. Perspectives on investing, retirement planning, CPF, insurance and personal finance in Singapore. Public Ghost content for AI and LLM tooling. Use `/llms-full.txt` for consolidated page and post context. Append `.md` to any post or page URL to get the content in Markdown (for example, `/example-post.md`). ## Pages - [Disclaimer](https://www.theweekendinvestor.sg/disclaimer.md) - The information provided on this blog is for general informational purposes only and should not be considered as professional financial advice. The content is based on the author’s personal opinions and experiences, and it may not necessarily reflect the views of any financial institution, company,… - [How much will i have in my CPF?](https://www.theweekendinvestor.sg/how-much-will-i-have-in-my-cpf.md) - "How much will I have in CPF" Calculator - [All Articles](https://www.theweekendinvestor.sg/https-theweekendinvestor-sg-tag-all.md) - [Should i surrender my policy?](https://www.theweekendinvestor.sg/should-i-surrender-my-policy.md) - Policy Return & Opportunity Cost Calculator Find the true yield of your endowment, or see if you should surrender and reinvest. 1. Original Policy Details Payment Frequency i Do you pay your premiums once a year or spread out monthly? Annually Monthly Payment Amount ($) i The exact premium amount y… ## Posts - [Who Helps You When Your Insurance Agent Is Gone?](https://www.theweekendinvestor.sg/who-helps-you-when-your-insurance-agent-is-gone.md) - Some years ago, I was introduced to a client for retirement planning. He's a stage 4 colon cancer survivor. Thankfully, today he's healthy and well. During the retirement planning process, i found out he had a whole life policy which provides coverage for major cancers So i asked, why didn't you ma… - [Only Invest What You're Willing To Lose" Is Terrible Advice](https://www.theweekendinvestor.sg/only-invest-what-youre-willing-to-lose-is-terrible-advice.md) - “Only invest what you're willing to lose" You’ve probably heard this before. Don't you think the statement is very funny? I mean… who’s actually willing to lose their money? For people with this mental model, i've notice certain patterns in their investments * They invest, chuck the money aside and… - [Could the STI be one of the best diversifiers hiding in plain sight?](https://www.theweekendinvestor.sg/could-the-sti-be-one-of-the-best-diversifiers-hiding-in-plain-sight.md) - Did you know the Singapore stock market doesn’t move nearly as closely with the S&P 500 as most people think Historically, for every 1% move in the S&P 500, the STI has only moved about 0.29% on average. I came across this article , where the correlation between Singapore various market indexes ran… - [The Side of Index Investing Influencers Don’t Talk About](https://www.theweekendinvestor.sg/the-side-of-index-investing-influencers-dont-talk-about.md) - In recent years, I’ve noticed more people adopting index investing So have I. Perhaps it’s been popularised by influencers. Or maybe information has simply become more accessible. It’s so accessible that you can get financial advice from Reddit. And once you start reading about investing, social me… - [Is it just me or is our policy missing the plot on parenthood?](https://www.theweekendinvestor.sg/is-it-just-me-or-is-our-policy-missing-the-plot-on-parenthood.md) - Singapore's total fertility rate just hit 0.87. One of the lowest in the world. And what was our response? Budget 2026 rolled out several measures to ease cost concerns for parents: * $500 Child LifeSG Credits per eligible child * Enhanced pre-school subsidies * Continued Large Families Scheme * St… - [Inflation at 1%. Why do things still feel so expensive?](https://www.theweekendinvestor.sg/inflation-at-1-why-do-things-still-feel-so-expensive.md) - Singapore core inflation eases to 1% in January, better than expectedHeadline inflation up at 1.4% from 1.2% in December, driven by higher accommodation costs Read more at The Business Times.The Business TimesLow Youjin Inflation has fallen from the heights of 2023. As reported on businesstimes, Si… - [Most investors focus on returns, few focus on this](https://www.theweekendinvestor.sg/most-investors-focus-on-returns-few-focus-on-this.md) - “Hey Dylon, there’s a new fund and their return looks good” It’s interesting how investors and advisors both get lured into the fads of novelty and the allure of higher return. Every year, new funds appear and people talk about it. Some of these funds are also limited to accredited investors, offer… - [How a Free Power Bank Doubled Your Investment](https://www.theweekendinvestor.sg/how-a-free-power-bank-doubled-your-investment.md) - The Reciprocity Effect Did you know that you are inclined to spend twice as much after receiving a gift? This insight comes from the Classic Coca-Cola experiment by Dennis Regan, a professor from Cornell University, in 1971. The results showed the power of giving. In the condition where Joe did not… - [Did you know private hospital rider could cost as much as a HDB?](https://www.theweekendinvestor.sg/did-you-know-private-hospital-rider-could-cost-as-much-as-a-hdb.md) - The premium you pay for a private rider (from 31 to 90) ranges from $200,000 to $400,000. If you consider the opportunity cost and future price increment, it’ll be much more! You could technically buy a 2 room HDB or a Tesla with this money! Take a look at the cumulative premiums for the riders of… - [5 reasons your ILP won’t do well!](https://www.theweekendinvestor.sg/5-reasons-your-ilp-wont-do-well.md) - Allocation in bonds, Guesswork, Absence of active management, Cost of Insurance, Mismanaged expectation - [Do You Really Earn 11% from the S&P 500?](https://www.theweekendinvestor.sg/do-you-really-earn-11-from-the-s-p-500.md) - Does investing into the index ETF monthly give you the same 11% return as lump sum investing? ## Optional - [RSS Feed](https://www.theweekendinvestor.sg/rss/) - [Sitemap](https://www.theweekendinvestor.sg/sitemap.xml) - [Full content of pages and posts](https://www.theweekendinvestor.sg/llms-full.txt)